Germany

You cannot take a loan in a foreign country. You have to take a loan from an Indian bank only. You are supposed to show your finances while applying for the visa. In such cases, without loan you cannot even apply for the visa.
As you are going, you need a copy borrower either your parents or siblings and you have to give collateral security for the loan. Interest rate differs from bank to bank.

Hello,
The cost is on an average a 500 Euros with additional cost of living every year. However, the admission in German universities is based on high academics & the related information is available on DAAD website. You may have strong LORs & (Recommended) GRE to get admission in good universities in Germany.

In India, we are having many prestigious institutions like IITs and NITs. It is better to pursue B.Tech from India.If you are more interested to study in Germany, then do MS there.

Hi Nishant, you cannot apply to German university after 12th. They require 13 years education. I will advice you to first check directly with the universities or DAAD officials for acceptance of NIOS qualification and then enroll into a Bachelor degree programme, complete the 1st year with good grades before applying to a German university. Please contact them:
http://www.daaddelhi.org/

Hi Dipu, abroad is a vast term, you need to specify a country. Secondly, since every university has different admission requirements, you have to check the requirements on university's website before shortlisting any university. For university rank, you can check QS ranking. Also check this, does all the good universities offer automobile branch:
https://studyabroad.shiksha.com/search-abroad/?keyword=automobile+engineering&from_page=searchPage

You may face challenges in meeting the eligibility criteria for MS in Germany because the majority of German universities prefer students with 10+2+4 years of education for admission in MS courses.

First of all you need to learn their language. Most of the courses in Germany are taught in German language. The fee structure is comparatively very low but the living costs are quite high. If you find a part-time job in Germany then it will be more helpful.

Hi Dipu, your profile is very good. You are eligible to apply. Also take your IELTS. An overall 6.5 at least is recommended. You can also choose to learn German language to increase your prospects. SOP must be very good and also the LORs must be strong.

Hi Vinoth, nursing and medical studies are competitive in Germany. Medical and nursing applicants are required to give a test called Medizinertest. You will get exact information on the given website:
http://www.daaddelhi.org/en/
You are also required to have a good understanding of the German language.

Hi Preet,
High academic grades are a must. The studienkolleg program and exam itself will prepare you for the Bachelor degree program in Germany. Inquire with the university directly for application requirements. Check this:
http://www.studienkollegs.de/home.html