La Trobe University Eligibility

Graduation - 65%Applicant must have an Australian Bachelor degree (or international equivalent) in computer Science with a minimum Weighted Mark Average (WAM) 65% (or its equivalent as based on the level of standard assessed by the National Office of Overseas Skills Recognition) in their previous qualificationTOEFL - Marks - 79/120With 13 in Reading, 12 in Listening, 18 in Speaking and 21 in Writing.PTE - Marks - 58/90With no communicative skill score less than 50IELTS - Marks - 6.5/9With no individual band score less than 6.0

The English Language requirements for international students are given as follows:ExamScore RequiredIELTSOverall score of 6.0PTE AcademicOverall score of 46TOEFL iBTOverall score of 64CAE/CPE169Also Read: Requirements to Study in Australia

The requirements  for a MS in Data Science are mentioned below:Graduation - An Australian Bachelor's degree or international equivalentPTE - 56/90IELTS - Marks - 6.5/9TOEFL - Marks - 79/120

Hi Ram,
If you want to defer or postpone your admission you should be asking it directly to the university since it's their decision. Please email La Trobe about your situation and also enquire about any scholarship options if they have. You should also know that banks may take 7 to 20 days to process the loan, some may even approve it within 24 hours. Government banks will take time. You can check with Credila and Avanse education loan. For the rest of the query about deferred admission you have to seriously email the university without wasting further time.