SBI PO

SBI PO is one of the most desired banking jobs due to the benefits it offers. Some of these benefits are:
1. Competitive salary: At the junior scale, your basic monthly salary will be Rs 27,620, with four advance increments to Rs 42020.
2. Bonus Allowance: You will get a variety of additional allowances, including daily allowance, travel allowance, and medical allowance.
3. Early promotion: If you clear the cumulative promotion test after training, then you get directly promoted to the post of Deputy Manager.
4. Favorable loans: The SBI bank provides loans to its employees with a cheaper interest rate.
5. Leased accommodation remuneration: In major cities such as Delhi, this can reach Rs. 35,000.
6. Abroad postings: You can get an opportunity to work in foreign countries with foreign postings in the overseas branches of SBI.

You have to apply online on the official website of the State Bank of India for the post of probationary officer. The SBI publishes an official notification on its official website as well as in print media regarding the number of vacancies for the PO posts. For this year, the last date to apply was October 12th, 2022. You have to visit the official website if you have completed graduation and are between the ages of 21 and 30. You need to submit the required application form with relevant details. Then you will have to pay an application fee of Rs. 750 after filling in the application form. You can visit this page on Shiksha to know the detailed application process for SBI PO https://www.shiksha.com/exams/sbi-po-exam.

The SBI PO exam is difficult but doable. There are some factors which make SBI PO a bit challenging for aspirants. These are as follows:
1. There is a limit to the number of attempts. The aspirants feel pressured to clear the exam with their allotted attempt limits.
2. Standard and tricky questions from sections such as reasoning and DI are common in SBI PO papers.
3. The number of aspirants appearing for SBI PO is not only huge but also diverse. An art stream candidate may have to compete with the already selected clerk of the bank.
4. The time limit is very strict for both the prelim and mains. You have only one hour for the prelims, with 100 questions, and three hours for the 155-question mains.
5. You have to clear sectional cutoffs separately, so you have to be good in all sections equally.
6. The one-fourth negative marking scheme is a challenge, and the aspirant feels the pressure of losing. 25 marks
7. The surprise questions in the main stage further increase the pressure on aspirants.
8. Finally, the group discussion and interview rounds are also very challenging and require quick thinking. However, if you have practiced well and followed a clear strategy, then the SBI Bank PO exam could be cleared.

An Indian citizen who has graduated from any recognised university can apply for the SBI PO exam. However, he or she will have to fulfill other requirements as well, which are as follows:
1. If the person is in their final year of graduation, then he or she will be required to provide a passing Certificate during the interview process.
2. The applicant must be at least 21 years old to apply. He or she should not be more than 30 years old for the general category.
3. There is an age relaxation for some categories, such as OBC (Non-Creamy Layer) gets a three-year age relaxation, while the SC and ST get a five-year age relaxation to apply.
4. The general-category applicant is limited to four applications. For OBC candidates, the limit is seven, whereas there is no limit for SC and ST candidates.

SBI PO is one of the most promising banking careers. However, a career as an SBI PO has some disadvantages as well. Advantages:
1. One of the most attractive parts is the salary as an SBI PO. At present, the basic pay of Junior Scale One is INR 27,620 and this will get four advance increments up to INR 42020 per month.
2. You will be eligible for a variety of other benefits, including DA, HRA, and medical allowance.
3. SBI provides its employees with a lower interest rate on their bank loans.
4. You will enjoy remuneration for leased accommodation, which can be as high as INR 35,000 in metro cities. Your social circle will expand. Your training could be helpful in your future financial planning as well.
6. SBI gives you the opportunity to get promoted directly to the post of Deputy Manager (scale 2) after training. You will be required to pass a cumulative promotion test to get this promotion. Disadvantage:
1. There are frequent postings, including mandatory rural postings, which may be a challenge. Apart from homesickness, frequent challenges may make your work hectic in these postings.
2. You must be an all-rounder who is willing to learn marketing skills as well as the SBI PO.
3. The SBI customer base is very large and the workload associated with it will be high in terms of volume. You will mostly have a hectic schedule and long working hours.
4. Some customers may not be well-behaved, and you have to learn good communication skills to deal with all kinds of customers.
5. Furthermore, your problem-solving skills and patience will be tested as you get promoted.

The eligibility criteria are as follows to apply for the SBI bank PO post:
1. Nationality: You must be a citizen of India to apply for SBI PO.
2. Academic Criteria: The applicant must have completed a Bachelor's degree from a recognised university. If you are in your final year, then you will be required to provide a passing Certificate at the time of the interview process.
3. Age Criteria: The minimum age required to apply is 21, and the maximum age is 30 years for the general category. Applicants from the OBC (Non-Creamy Layer) get a three-year age relaxation on their maximum age. The SC and ST get a 5 year age relaxation to apply and can apply up to 35 years of age.
4. Attempts Criteria: There is a four-attempts limit for general and EWS candidates to appear in the exam. For OBC candidates, there is a seven-attempt limit, and there is no limit for SC/ST candidates.

After passing the SBI PO exam, a life full of perks and challenges begins. Perks:
1. You will receive an appointment letter as a bank probationary officer.
2. You will get a decent salary, which is INR 41,960 per month as a PO.
3. There are many other additional allowances, such as a travel allowance offered to PO.
4. You will enjoy a concession on the interest rate of bank loans and will also get preference.
5. For two years, you will enjoy training life, and you will get a branch posting on scale one.
6. You can get a promotion to the bank's chairman.
Challenges:
1. You will enjoy posting at different locations during this phase, and your main challenge will be to learn what is being taught.
2. You will receive training and guidance from seniors in different departments, including personal banking, pension department, and NRI business, etc.
3. After training, you will have to qualify for the confirmation cumulative promotion test to get a direct scale two promotion.
4. On completion of the probation period, you will get the post of Assistant Manager and your challenge will be the administration of the bank.
5. Your problem-solving skills will be tested as you get promoted to higher levels.
6. You might not like some of the remote postings that take you away from your family.
Overall, life after clearing SBI PO is full of respect and challenges in daily life.

1-SBI conducts both the exams for SBI PO and Clerk. The entry-level post of SBI PO is that of an officer rank, whereas an SBI Clerk or Junior Associate.
2-The age limit for SBI Clerk is 20 to 28 years, whereas SBI PO is 21 to 30 years.
3-The salary of an SBI Clerk is INR 19,900 Basic Pay (In-hand salary = INR 30,000 approximately. ). Whereas that of an SBI PO is INR 27,620 Basic Pay (In-hand salary- INR 40,000 approximately.)
4-Benefits of SBI Clerk are Dearness allowance, PF, Pension, Medical allowance, leave fare, and Miscellaneous, whereas SBI PO is Dearness allowance, HRA or rental lease, City Compensatory Allowance, Medical allowance, and Miscellaneous.
5-The working hours of the SBI Clerk are 10 am to 5 pm, whereas the SBI PO is 10 am to 6 pm.
6-Promotion of SBI Clerk is done through Internal exams and promotion to SBI PO takes place every 2 to 3 years.