Xavier Institute of Management and Entrepreneurship, Bangalore

Education loans are generally secured loans that require collateral or a guarantor. The requirement of collateral or guarantor may vary depending on the lender, the loan amount, and the creditworthiness of the borrower. For education loans of 12+ lacs for MBA, it's likely that the lender will require some form of collateral or guarantor. Collateral can be in the form of property, fixed deposits, or other assets. A guarantor can be a parent, spouse, or any other individual who has a good credit score and is willing to take the responsibility of repaying the loan in case the borrower is unable to do so. It's important to note that the terms and conditions of education loans can vary significantly between different lenders. Therefore, it's recommended that you do your research and compare the loan offers from different lenders to find the one that best meets your needs. Additionally, it's important to carefully read the terms and conditions of the loan agreement before signing it. This will help you understand the repayment terms, interest rates, and any other charges associated with the loan.

Regarding the admission process, many institutes offering PGDM courses consider CAT, MAT, CMAT, and XAT scores for admission. However, the exact entrance exams considered by an institute may vary, and it is best to check the institute's website for more information on the admission process.
Typically, the admission process for PGDM courses involves multiple stages, including the entrance exam, group discussion, personal interview, and sometimes a written ability test. The weightage given to each stage may vary across institutes.
In addition to the entrance exam scores, institutes may also consider other factors such as past academic performance, work experience, diversity, and other relevant factors while shortlisting candidates for the selection process.
Once again, I would need to know the name of the specific institute to provide you with accurate information regarding the admission process for PGDM courses.

All the three colleges PIBM, BIMM, and XIME are in the average range. Chandigarh University, Mohali is Ranked Among the Top 5% of Universities in India to get NAAC A+ Accreditation. Chandigarh University offers students abundant opportunities for a promising careers. Chandigarh University has been raising the bar in the arena of higher education with its exceptional academia, world-class research, and unparalleled placements time and again. Only University with 383 Global Tie-ups. Chandigarh University Global tie-ups with over 383 academic institutions ensure international exposure and opportunities for a career with Universities abroad.

MDI Murshidabad will be better compared to IFIM Bangalore. Although IFIM Bangalore is an older institute and promoted by Dalal Street Investment Journal (DSIJ), it hasn't been able to grow successfully over the years that too is situated in a city like Bangalore. Whereas MDI-M is promoted by IFCI (Industrial Finance Corporation Of India) and comes under the flagship MDI brand and is getting enough support from the parent institute I. e. MDI- Gurgaon. The college follows the same pedagogy as the parent institute and several faculty members come down from the Gurgaon campus on a regular basis to teach certain topics on the second campus. Various MDP programs of several PSU organizations are taking place frequently in the Murshidabad campus which eventually helps in increasing the corporate networks. MDI-M is in its nascent stage and is growing rapidly due to several ongoing developmental activities inside the campus and will soon join the leagues of a reputed institute.