Cost of Living in USA for International Students
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Cost of Living in USA for International Students

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Aishwarya
Aishwarya Bhatnagar
Study Abroad Expert
Updated on Oct 19, 2024 14:01 IST

The USA is a popular study destination among international students because of its flexible education system, vibrant campus life, academic excellence, cultural diversity, and availability of numerous job opportunities. Along with so many plus points, studying in the US for international students is expensive and so are the living costs. The estimated cost of living in the USA for international students is around USD 10,000 to USD 25,000 per year, which averages around USD 1,000 to USD 2,000 per month.

cost of living in usa

The living expenses in USA include your accommodation costs, room, and board, food, travel, textbooks, weather-appropriate clothing, and entertainment expenses as well. There are also personal and miscellaneous expenses which are covered within the costs of living in the USA. This article aims to throw light on the various aspects of living costs in the USA keeping international students in focus and their choice of types of USA universities of study.

Estimated Cost of Living in the USA 2024

The table given below specifies the estimated student cost of living in the USA that is based on different expenses.

Expenses in USA

Average Yearly / Monthly cost

Books and study material

USD 900 - USD 2,000 per year

Travel

USD 300 - USD 700 per year

Accommodation

USD 9,800 - USD 11,100 per year

Electricity

USD 100 - USD 150 per month

Food

On campus: USD 250 per month

Off-campus: USD 400 - USD 600 per month

Phone subscription

USD 50 per month

Home Internet

USD 45 - USD 50 per month

Health Insurance

USD 700 - USD 1,100 per year

Clothes

USD 500 per year

Water, Trash and Sewer

USD 50 - USD 75 per month

Note: These amounts will differ from state to state within the US. On average, the cost of Indian food in the USA is around USD 350 - USD 400 for one person. 

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Average Cost of Living in the USA for One Person

The table given below is based on the data of College Board, Trends in College Pricing and Student Aid 2021. Undergraduate students can gauge the average tuition and other annual costs based on different types of sectors:








Sector

Tuition and Fees

Room and Board

Public Two-Year In-District

USD 3,800

USD 9,330

Public Four-Year In-State

USD 10,740

USD 11,950

Public Four-Year Out-of-State

USD 27,560

USD 11,950

Private Non-profit Four-Year

USD 38,070

USD 13,620

Living Expenses in the USA for the Different States

The living cost in the USA for Indian students depends on the areas in which they decide to stay. For instance, if students are living in big cities like New York, Boston, or San Francisco, then the cost of living in the USA for students shall be much higher than the sub-urban cities like Seattle, Texas, New Orleans, and others. Let us check the average cost of living in the USA for urban and sub-urban states for international students.  







Big Cities in the USA

Average monthly expenses in the USA

New York

USD 3,300

California

USD 4,000

Boston

USD 3,316

San Francisco

USD 4,000

Suburban Cities of USA

Average monthly expenses in USA

Atlanta

USD 2,200

New Orleans

USD 2,000

Philadelphia

USD 1,300

Seattle

USD 2,500

Texas

USD 2,000

Illinois

USD 1,470

Students aiming to study in any of the above-given cities of the USA will have to bear the consequent costs of living as well. The cost of living in the USA for Indian students will additionally be calculated with the course they've opted for. Those pursuing an undergrad course in the USA will have to bear more living costs in the USA whereas bearing expenditures to land in USA for master's will vary with each university, but costs will be lower in comparison to undergraduate courses. 

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Housing Accommodation Costs in USA

Housing Accommodation Options in USA

Average monthly / yearly cost

On-campus stay

Private colleges: USD 1,100 yearly

Public colleges: USD 9,800 yearly

Off-campus stay

Sharing: USD 450 per month

One-bedroom apartment in rural states: USD 500 per month

One-bedroom apartment in urban states: USD 3,500 per month

Additional Living Expenses in the USA

Students should be able to meet the following costs when they are studying in the US. Costs may increase by about 6 to 9% per year due to inflation and external factors. As per the report “College Tuition Inflation Rate” by EducationData.Org, the annual inflation rate in the US (in higher education) stood at 8%. It is advised to keep USD 2,000 for additional living expenses in the USA. The additional living expenses in the USA can include the following things:

  • Travel expenses between India and US during vacation time
  • Large purchases, such as PC, furniture, or even a rental car etc.
  • Medical expenses not covered by health insurance, e.g. dental care, eye care, cosmetic treatments
  • Additional summer expenses - room and board, grocery costs for the summer months you stay on in the US when classes are not being held
  • Additional expenses such as off-campus transportation
  • Entertainment, social outings, weekend trips

Applicants must ensure that they cover the hidden charges also and can manage their expenses based on their spending capacities in the USA. 

Also Read:

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Cost of Living in USA for Students FAQs

Q. What is the average cost of living in USA for international students?

A. The monthly expenses in USA for international students will be around $1,000 to $1,500. However expenses are usually miscellaneous and depends upon the applicants on a case by case basis. Some may need more expenditure to live in USA while the others may manage in bare minimum also. Thus, applicants must plan ahead of travelling to USA for higher education and also while calculating the costs of studying and living in USA. 

Q. Which states in the US that have the highest monthly cost of living for Indian students?

A. New York, California, Maryland, New Jersey, etc are some of the states in the US that have the highest monthly expenses in USA. These are metropolitan cities and have higher costs of living in USA on the whole. Some cost analysis is given in the table below:

US Cities Living Costs (Monthly)
New York USD 11,000 - USD 12,000
California USD 4,000 - USD 5,000
Maryland USD 9,000 - USD 10,000
New jersey USD 11,000 - USD 12,000

The costs are subject to change and applicants are suggested to check for the costs before they proceed for admission to USA.

Q. Is the housing and accommodation living cost in USA for international students expensive?

A. The housing and accommodation living cost in USA for international students is $9,800-$11,000 per year for an on-campus stay and $3,500 per month for an off-campus stay. Thus, yes, for those who are staying off-campus may have to bear additional and extra costs but those living on-campus will have to pay one time yearly fee which includes all major amenties and expenses are more or less included. Thus, if getting an option for on-campus, international students must take it up. 

Q. Is it expensive to live in the US?

A. Yes, the US is one of the most expensive countries to live for international students. However, to reduce the cost of living, students can do part-time jobs. The cost of living in the US will also depend on the state where a student lives. Living in USA is expensive but again depends person to person. Thus, applicants must keep an upper calculation in rouded figure so that if they have to spend extra they are prepared for it. 

Q. Which are the most affordable universities in the US to study for international students?

A. Some of the most affordable universities in the US for international students as per U.S. News & World Report are:

  • Brigham Young University – Provo
  • Nicholls State University
  • South Dakota State University

Q. How much does it cost to live in the US as a foreign student?

A. To give an estimat, the cost of living in the USA for international students varies around USD 10,000 to USD 25,000 per year, which averages around USD 1,000 to USD 2,000 per month. These costs may vary based on the US state of study as well.

Q:   What GPA is required for the University of South Dakota?

A:

The University of South Dakota expects a GPA score of 2.5 from undergraduates and 3 from postgraduates on the 4-pointer scale. Along with the GPA scores, undergraduates must meet the basic eligibility and submit an ACT score of 21 or higher and an SAT score of 1070 or higher. In addition, they must submit the required documents, such as academic history, transcripts, letters of recommendation, English language scores, and more.

Q:   What GPA is needed to go to Ohio State?

A:

There is no minimum GPA score for UG admission at Ohio State. However, International students must have a cumulative GPA of at least 3.0 (on a 4.0 scale or equivalent) for graduate admission. Applicants may submit a standardized test score (GRE or GMAT) if their cumulative GPA is below 3.0 for the last degree.

Q:   Is Texas A&M Commerce a good university?

A:

Texas A&M Commerce is regarded as one of the top public universities across the United States. Moreover, the Texas A&M Commerce ranking 2024 under the category of Best Colleges is National Universities is #369. Also, the acceptance rate of this university is 42%. Additionally, the university offers the best academic programs, expert faculty, job & placement, and more. Besides, Texas A&M University-Commerce also offers over 130 academic degrees for its students.

Q:   Is MIT costly for Indians?

A:

MIT is not costly for Indian students. Applicants can study BTech program at affordable tuition fees as compared to other BTech colleges in the USA. The MIT BTech fees is around INR 50 L to INR 52 L.

Q:   How long does it take to get admission to Iowa State?

A:

After submitting the application the Iowa State admission committee will review the application for admission on the basis of documents that applicants provide. A decision may require several weeks as it depends on the time of year the applicant submits the application (Applications submitted right before the deadline require a much longer processing time due to the volume of applications received then.). Applicants will receive an admission offer letter and the I-20 Form if admitted.

Q:   Is the University of South Dakota hard to get into?

A:

With a 99% acceptance rate, the University of South Dakota is easy to get into. The university follows an easy approach during admission. The university takes a simple admissions procedure. The high acceptance percentage does not mean that the university admits every applicant; rather, it suggests permissive admittance as compared to another university.

Students must prove themselves by scoring excellent academic scores, English proficiency requirements, and standardized test scores. Also, the university prioritizes factors, such as rigor of secondary school record, class rank, academic GPA, standardized test scores, application essays, recommendations, and more.

Q:   What GPA do you need to get into Iowa State?

A:

International students who wish to study at Iowa State must have at least GPA of 3.0 on a scale of 4.0 for UG and PG admission. International transfer applicants must have a minimum equivalent GPA of C+ on a scale of A to F or 2.25 on a 4.0 scale for all transferable courses.

Q:   Is it hard to get into the UTSA in San Antonio Texas?

A:

According to various sources, University of Texas San Antonio has an overall acceptance rate of around 87% which makes it somewhat selective for international student admissions. Some of the general requirements to be considered for admission are given as follows:

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Aishwarya Bhatnagar
Study Abroad Expert

Aishwarya is a professional Writer currently working as a Study Abroad Expert in the Editorial Team at Shiksha. She has over 5 years of experience and is skilled at creating Online Content with leveraged knowledge i... Read Full Bio

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Expert in UG and Toppers

Himanshu, an MBA graduate in International Business from the University of Glasgow, brings over 15 years of diverse experience to the team. His professional journey spans roles in client service, management, and out... Read Full Bio

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Comments

(30)

Hello, could anyone please share college list for M.Sc in Game Design and Development with cost of living for course duration

Reply to N Sai Tharun Janardhan

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Nikunj Shah

2 years ago

Hello, anyone could share college list for MS in VLSI?

Reply to Nikunj Shah

A

Aishwarya BhatnagarStudy Abroad Expert

a year ago

Hello Nikunj! You find all possible options here - https://studyabroad.shiksha.com/usa/ms-in-embedded-systems-colleges-ds if you still want more help, get in touch with our counsellors by signing up here - https://studyabroad.shiksha.com/apply. All the best!

A

Amrreesh KR

2 years ago

Hello I am Amrreesh I am looking to work for Sap MM jobs I am 1 year experience How could I proceed

Reply to Amrreesh KR

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Aprant Agarwal

2 years ago

Hello. Kindly elaborate your question. In case if you are looking for part-time work in the US, please refer to this article: https://studyabroad.shiksha.com/10-popular-part-time-campus-jobs-for-students-in-the-us-articlepage-54

V

Vinay Chauhan

2 years ago

I would like do ML and AI from USA please give me a list of college and requirement for the top university in USA.

Reply to Vinay Chauhan

A

Aprant Agarwal

2 years ago

Please refer to this list of college from this link: https://studyabroad.shiksha.com/usa/ms-colleges-dc

A

Aaryan Bhardwaj

3 years ago

Best institute for us interview preparation in kurukshetra....any one tell me

Reply to Aaryan Bhardwaj

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Piyush Kohli

3 years ago

Hi Aaryan, you can register with Shiksha Counseling Service for free through below link. They offer services online and not face to face. https://studyabroad.shiksha.com/apply