Top High Cost Cities to Live in Germany
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Top High Cost Cities to Live in Germany

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Raushan
Raushan Kumar
Assistant Manager Content
Updated on Oct 22, 2024 15:58 IST

Germany is home to several high-cost cities known for their vibrant culture, strong economies, and high living standards. The top high-cost cities to live in Germany include Berlin, Frankfurt, and Munich. The cost of living in these cities are increasing due to expensive housing, amenities, and overall higher costs of living.

cost of living in Germany for Indian students

Cost of Living in Germany for Indian students: Germany has emerged as one of the top study-abroad destinations for Indian students looking to study outside India. As per a report from the Ministry of External Affairs (MEA), there are about 42,997 Indian students studying in Germany. While we are aware, that public universities in Germany do not charge tuition fees, but one needs to pay only have semester fees, ranging from EUR 100 to EUR 350. Studying at private universities would cost you anywhere between EUR 5,000 to EUR 20,000 annually per year. In this article, we are going to be looking at the cost of living in Germany for Indian students in top cities.

The country has taken care of the living costs in Germany for students by introducing Blocked Account Germany. What is Blocked Account Germany? A Blocked Account Germany is a controlled financial account that is required to be opened by a student looking to study in Germany. The Blocked Account Germany amount is €11,904 Euros for one academic year. The German Blocked Account amount is decided by the government keeping the rate of inflation in mind and the amount is used to cover the living costs in Germany for international students. Candidates should note that they would be able to only withdraw a monthly amount of €992 Euros to cover the living costs in Germany.

Related Reads:

5 Best Student Cities in Germany

Top Universities & Colleges in Germany

Cost of Studying in Germany: Tuition & University Fees

Student Accommodation in Germany: Kinds and Costs

Cost of Living in Germany for Indian Students

Living expenses in Germany for Indian students: Living costs play an important role in the decision-making of students looking to study abroad. After tuition costs, living expenses make up the lion’s share of the expenses required for studying abroad. Accommodation, food, utilities, transportation, and health insurance all come under the ambit of living costs in Germany for Indian students.

From the table below, we can see that the average cost of living in Germany for Indian students is €867 euros per month.  The current German Blocked Account amount is €934 euros a month. So even if you spend a little more, your Blocked Account money would cover it.

Living expenses in Germany for Indian students:

Item Average/Estimated Cost (in €) Estimated Cost in INR
Sufficient Funds Required EUR 992 per month INR 84,880 per month
Cost of Living EUR 842 per month INR 76,510 per month
Rent (including utility costs) EUR 567 per month INR 51,562 per month
Semester Fees (Public Universities) EUR 100 to €350 INR 9,080 to INR 31,800
Tuition Fees (Private Universities) EUR 5,000 to €20,000 per year INR 4,55,000 to INR 18,20,000 per year
Food and Groceries EUR 198 per month INR 18,020 per month
Transportation (Monthly Pass) EUR 49 or included in semester fees INR 4,540 or included in semester fees
Health Insurance EUR 120 per month INR 10,920 per month
Study Materials EUR 31 per month INR 2,820 per month
Recreation and Entertainment EUR 65 per month INR 5,917 per month
Phone and Internet Bills EUR 32 per month INR 2,913 per month
Miscellaneous Expenses EUR 144 per month INR 13,110 per month

Here is a list of daily essentials that a student would require during their stay and the prices of the same. This is to give a perspective on the cost of living in Germany for Indian students.

Item Average Cost
Regular milk (1 liter) €1.08 
Loaf of fresh white bread (500g) €1.90 
White rice (1 kg) €2.71
Eggs (12 pcs) €3.32
Chicken fillets (1 kg) €15.91
Potato (1 kg) €1.52
Apples (1 kg) €2.37
Domestic beer (0.5-liter bottle) €0.91
Related Reads

Student Guide to Germany

Studying in Germany: All you need to know

Cheap and Affordable Universities in Germany

7 Steps to Study in Germany for Free for International Students

Most Expensive Cities in Germany

Living expenses in Germany for international students would be greatly affected by the city in which they are staying. Capital cities and city centres would be more expensive as compared to suburban areas. While each location comes with its pros and cons, we are going to be looking at the most expensive cities in Germany as concluded by Mercer’s 2024 Cost of Living City Ranking covering over 226 cities around the world. The list of the Most Expensive Cities in Germany are:

Most Expensive Cities in Germany Cost of Living City Ranking 2024
Berlin 31
Frankfurt 35
Munich 38
Düsseldorf 51
Hamburg 54
Stuttgart 70
Nuremberg 85
Leipzig 86

Let us look at the cost of living expenses in Germany for Indian students by city.

Living Cost in Germany for International Students - Munich

Item Average/Estimated Cost (in EUR) Estimated Cost in INR
Rooms in Private Housing (including utilities) EUR 550 – EUR 1,000 INR 49,800 – INR 91,000
Rooms in University Housing (including utilities) EUR 350 – EUR 480 INR 31,800 – INR 43,600
Health Insurance EUR 80 INR 7,260
Meals EUR 200 – EUR 250 INR 18,200 – INR 22,750
Mobile Phone EUR 15 – EUR 30 INR 1,365 – INR 2,730
Public Transportation EUR 33 INR 2,970

source: Hochschule München University of Applied Sciences

Living Expenses in Germany for International Students  - Berlin

Rent & Utilities

Cost per month

Room in a shared flat

€300 - €600 euros

Food

€200 - €300 euros

Books

€20 - €40 euros

Leisure time activities

€60 euros

Public transport (Semesterticket)

€45 - €75 euros

Health insurance for students

€45 - €80 euros

Internet / telephone

€40 - €60 euros

source: Berlin School of Business & Innovation

Living Cost in Germany for International Students - Hamburg

Candidates looking to live in Hamburg would have to shell out a minimum of €800 euros per month for accommodation, semester contribution, health insurance, costs for study material and personal expenses.

Rent & Utilities Cost
Private accommodation €400 euros
Utilities €200 euros
Internet / telephone €20 - €30 euros
Bread (ordinary, white) €1.5 euros
Milk €1 euro
Water €0.50
Eggs (dozen) €2.5 euros
Apples and other fruit €3 euros per kg

Living Expenses in Germany for International Students  - Frankfurt

Candidates living in Frankfurt would have to spend around 850 € for their monthly expenses or approx. €1,000 euros if they have private accommodation. 

Rent & Utilities Cost per month
Accommodation in a student residence €300 - €350 euros
Private accommodation €400 - €600 euros 
Health insurance €75 euro
Semester contribution (including costs for public transport in Frankfurt and surroundings) €53 euros
Other expenses €300 euros

 Living Cost in Germany for International Students - Stuttgart

Rent & Utilities

Cost

Rent (per month)

between approx. €350 and €500 euros

Health Insurance (per month)

approx. €120 (compulsory for all students) 

Broadcasting fee (per month)

€18,36 (compulsory for all households in Germany)

Semesterticket (per semester)

approx. €210 (for public transport) 

Semester contribution (per semester)

approx. €130 (exchange students)
approx. €200 (degree-seeking students)

Tuition fee (per semester)

approx. €1.500 (for degree-seeking students from non-European countries) 

Additional costs (per month)

personal expenses like food, entertainment, sports etc.

Source: University of Stuttgart

Also Read:

Study in Germany - Colleges, Eligibility & Scholarships

Top Reasons to Study in Germany

A Guide on Munich Universities

MBA in Germany

Living Expenses in Germany for International Students  - Leipzig

Rent & Utilities

Cost

Rent (private accommodation)

€544 ( city centre)

Rent (student accommodation)

€510 - €615 euros

Monthly transport pass

€78.90 euros

Internet

€33 euros

A meal in an inexpensive restaurant

€8.50 euros

Gym membership 

€23.70 euros

Cinema ticket

€9.50 euros

Summer entry to Zoo Leipzig

€22  euros

Source: Lancaster University Leipzig

Living Cost in Germany for International Students - Nuremberg

Rent & Utilities

Cost

Rent, including ancillary costs

€325 - €332 euros

Food

€168 euros

Study materials (depending on subject)

€20 euros

Leisure, culture, sports

€61 euros

Travel costs (public transport and/or car)

€94 euros

Health insurance, doctors, medicine

€80 euros

Telecommunications

€31 euros

Clothing

€42 euros

source: Friedrich Alexander University Erlangen-Nuremberg

Candidates who have queries can reach out to us in the comments below or get in touch with our Shiksha Study Abroad Counsellors for assistance with university admissions on our official website. 

Related Reads:

Options to Study in Germany after Class XII - List of Courses to Choose?

MS in Computer Science in Germany - Colleges and Fees

MS in Germany for Indian Students - Universities, Colleges, Fees

MBA in Germany for Indian Students - Universities, Colleges, Fees

Expensive Cities to Live in Germany FAQs

Q. Which city in Germany pays the most?

A. Munich is recognized as the highest-paying city in Germany. It is home to numerous multinational corporations, particularly in the automotive and technology sectors, contributing to higher salary levels.

Q. What are the top 10 most expensive cities to live in Germany?

A. Here is the list of top 10 most expensive cities to live in Germany. 

  • Munich
  • Frankfurt am Main
  • Berlin
  • Stuttgart
  • Freiburg
  • Düsseldorf
  • Mainz
  • Heidelberg
  • Hamburg
  • Darmstadt

Q:   Is BSBI degree valid in Germany?

A:

BSBI does not hold degree-awarding powers in Germany and its programmes are validated by private Italian distance learning institution UniNettuno International Telematic University. BSBI has also partnered with Concordia University Chicago to deliver programmes at its Berlin campus.

Q:   What is the cost of a student visa in Germany?

A:

International students going to pursue higher education in Germany are required to apply for a German study visa. The cost of  study visa for Germany is EUR 75 per applicant. Below we have provided a check list for German student visa:

  • Valid passport
  • Application form
  • Declaration for additional contact and legal representation information
  • Copy of passport
  • Proof of admittance to the study course
  • Curriculum Vitae
  • Proof of Financial Means

Q:   Why study at IU International University of Applied Sciences Germany?

A:

IU International University of Applied Sciences courses are state accredited and recognized internationally. The university is known as Germany’s largest private state-accredited university. Students can learn a mix of online self-study and classroom learning (2-3 days per week) alongside their peers. IU University Germany is the 1st German university to be a member of the Association of Indian Universities (AIU). Hence, it is one of the best study abroad universities for international students.

Q:   Why study at UE Germany?

A:

Some of the reasons to study at the University of Europe for Applied Sciences are:

  • UE Germany is one of the most diverse student bodies in Europe with students from more than 100 nationalities represented on campus
  • Students at the university are globally connected through international projects, innovative digital learning projects or by directly interacting with international fellow students
  • The university also provides a practice-oriented environment. In other words, the consistent combination of international theoretical requirements and practical implementation promoted professional curiosity and provides orientation in the development of a unique profile
  • UE Germany offers a practice-oriented degree that supports the individual development
  • 4 out of 5 stars has been given to the university by students for overall satisfaction

Q:   What are the requirements for Delft University of Technology?

A:

TU Delft has its own criteria that vary as per the programs for international students. We have mentioned below the Delft University of Technology requirements for international students:

For Undergraduate Admission

·      Must have a secondary school Diploma equivalent to the Dutch pre-university

·      Required examination subjects as per the program

·      English Language Proficiency test score

For Graduate Admission

·      A bachelor’s degree

·      Must achieve a cumulative GPA of at least 75% in bachelor’s degree

·      English Language Proficiency test score

·      Additional test score of GMAT/GRE (if applicable)

Q:   Is KIT Germany free for international students?

A:

As per Article 3 LHGebG (Baden-Württemberg Act on State University Fees), international students from third-countries / Non-EU countries attending bachelor’s, teacher’s, and consecutive master’s programs and free movers will have to pay the tuition fee of amount EUR 1,500 per semester. Students can check the cost of living in Germany for International Students from here.

Q:   How can I get admission to IU Berlin?

A:

International students who wish to study at IU Berlin can apply for admission online through official wesbite. Students must follow the below points to apply easily for IU International University of Applied Sciences admissions:

  • Visit the website and check the list of IU Germany courses
  • Choose your programme
  • Apply online using official website
  • Submit your contract
  • Start your studies

Q:   Why choose to study in BSBI Germany?

A:

A few of the reasons to study at BSBI Germany campus are:

  • Central Location: The main campus of BSBI Germany is located in the heart of Berlin. It is located in the historical building of Alte Post. The neighborhood surrounding the campus has shops, restaurants, and cafes
  • Diverse community: When students join BSBI, they are going to witness a diverse student cohort of over 100 nationalities
  • Affordable education: Berlin is one of the best value European cities that lead to high-quality education, making it one of the most affordable cities in Europe to live and study in
  • Dedicated career and employment support: BSBI Berlin a range of career support services to its students
  • Academic excellence: The teachers at the school are experienced industry professionals who pass on their expertise through hands-on teaching methods
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Written by
Raushan Kumar
Assistant Manager Content

Raushan Kumar is a skilled writer and a Study Abroad Expert in the Editorial Team at Shiksha. He oversees various aspects of studying abroad, including educational opportunities, entrance exams, colleges, latest new... Read Full Bio

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Germany, France, Ireland and Sweden Expert

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