Fundamentals of Credit offered by Corporate Finance Institute
4.7 /5Fundamentals of Credit at CFI Overview
Duration | 2 hours |
Mode of learning | Online |
Credential | Certificate |
Fundamentals of Credit at CFI Highlights
- Earn a certificate of completion from Corporate Finance Institute
Fundamentals of Credit at CFI Course details
- For any aspiring or early-stage credit professionals
- Define what credit is and how it’s created
- Identify some of the different career opportunities available to credit professionals
- Compare different types of interest payments and loan characteristics to help inform an appropriate credit structure
- Explain what capital expenditure (or, CAPEX) is and how debt financing can support it
- Explain the 5 Cs of Credit framework and how it informs risk assessments
- Identify the important qualitative and quantitative techniques, including key financial ratios used in the risk assessment process
- In this course we discuss important lending topics like the difference between traditional loans and trade credit, different types of interest, different types of loans, where collateral security fits in, and how to build an amortization schedule for reducing term debt
- We cover an overview of the 5 Cs of Credit framework and how it may influence different loan characteristics, before diving into some qualitative assessment tools and a list of the key financial ratios that an analyst would look at when evaluating a company’s creditworthiness
- We also take a step back to look at the credit landscape in order to help learners understand what kinds of career opportunities exist for aspiring credit professionals
Fundamentals of Credit at CFI Curriculum
Introduction
Introduction
Macabacus Intro
Learning Objectives
Downloadable Files
Introduction to Credit
What is Credit
Companies vs. Individuals
How and Why Is Credit Used
Sources of Funding
Why is Debt a Lower Risk Source of Funding than Equity
Interactive Exercise 1
Types and Features of Credit
Types of Credit
Principal and Interest
Types of Interest
Loan Characteristics
Fixed vs. Variable
Interactive Exercise 2
Operating Credit vs. Term Financing
Amortizing vs. Non-amortizing Loans
Download Blank Excel File
Calculating Payments
Equal Payments Amortization Schedule
Equal Amortizing Amortization Schedule
Fixed vs. Variable Rate Loan Considerations
Total Interest Considerations
Download Completed Excel File
Interactive Exercise 3
Secured vs. Unsecured
Interactive Exercise 4
Midway Check-In
Midway Check-In
The Credit Process & Analysis Fundamentals
Career Opportunities for Credit Professionals
The Credit Process
The 5 Cs of Credit
The 5 Cs of Credit and Risk
Big Picture Context
Industry, Business and Management Analysis
Financial Analysis
Performance Ratios
Financial Ratios
Collateral Security
Interactive Exercise 5
Other courses offered by CFI
Student Forum
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Fundamentals of Credit at CFI Contact Information
2E/25, Jhandewalan Extension, Block E 2, Jhandewalan, Delhi,
New Delhi
Delhi - Other ( Delhi)