Banking Credit Analysis Process (for Bankers)
4.7 /5- Offered byUDEMY
Banking Credit Analysis Process (for Bankers) at UDEMY Overview
Duration | 36 hours |
Total fee | ₹8,640 |
Mode of learning | Online |
Credential | Certificate |
Banking Credit Analysis Process (for Bankers) at UDEMY Highlights
- Earn Certificate of completion
- 30-Day Money-Back Guarantee
- Full lifetime access
- Access on mobile and TV
Banking Credit Analysis Process (for Bankers) at UDEMY Course details
- For Bankers, Consultants and managers to Understand Credit Analysis Process from Indian Context.
- What is Working Capital Cycle
- Understand What is Credit Analysis
- How to analyse Financial Statements
- Understand What is Project Financing
- How to evaluate Credit Proposal
- Understand, Detailed Process of Credit Analysis
- Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, - Repayment Capacity, Etc.
- This course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process.
- Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals.
- By taking this course, you will be able to Write Bank Loan Proposals with better clarity and confidence and understand various technical matters written in Bank Loan Proposals.
Banking Credit Analysis Process (for Bankers) at UDEMY Curriculum
Introduction to Credit Analysis
Why credit analysis required
Know Performance Efficiency
Know Financial Position and ability to Pay Back
Know about Industry
Legal and Valuation of Securities
Why Past Loans Matter
Financial Statements reading skill
Financial Statements
Income Statement and Balance Sheet
Sources and Uses of Funds
Financial Statement Making Process
Difference between Income, Liability, Expense and Assets
Profit and Cash
Structure of balance sheet
What is important in Reading Balance Sheet
Second Balance Sheet Reading Skill Understanding Liquidity Position
Third Balance Sheet Reading Skill - Performance Measurement
How to write Loan Proposal - Introduction
Introduction
Capture Borrower Profile
Write Brief Background of Borrower
Industry / Sector of Borrwer Write Up
Proposal request Template Format
Credit Limits Table Formulation
Group Exposure Table and Interpretation
Banking Arrangement and Sharing Pattern
Financial Ratio Analysis
Introduction to Ratio Analysis (Talking Head)
Classification of Ratio (Talking Head)
Introduction to Liqudity Ratio (Talking Head)
Classification of Liqudity Ratio (Talking Head)
Current Ratio (Talking Head)
Quick Ratio (Talking Head)
Ideal Current Ratio and Quick Ratio (Talking Head)
Absolute liqudity Ratio (Talking Head)
Basic Defense interval Ratio (Talking Head)
Capital Structure Ratios (Talking Head )
Turn over Ratio (Talking Head )
Inventory Turn over Ratio (Talking Head )
Debtors Turn over Ratio (Talking Head)
Creditors Turn over Ratio (Talking Head)
Inventory Holding Period (Talking Head)
Debtors Collection Period (Talking Head)
Creditors Payment Period (Talking Head)
Case Study 1 Ratio Analysis (Talking Head)
Case Study 2 Ratio Analysis (Talking Head)
Case Study 3 Ratio Analysis (Talking Head)
Case Study 4 Ratio Analysis (Talking Head)
Debt Service Coverage Ratio (Talking Head)
Interest Coverage Ratio (Talking Head)
Preference Dividend Coverage Ratio (Talking Head)
Capital Gearing Ratio (Talking Head)
Profitability Ratio (Talking Head)
General Profitability Ratio (Talking Head)
Return on Investment Ratios (Talking Head)
Various Ratio for Equity Share holders (Talking Head)
Market Value Ratios (Talking Head)
Summary and limitation of Ratio Analysis (Talking Head)
Performance and Financial Indicators Analysis in Loan Proposal
Export Sales Movement
Analysis of Raw Material Cost
Analysis of Power Cost
Analysis of Direct Labour Cost
Analysis of Selling, General & Admin Cost
Analysis of Operating profit
Analysis of Profit and Profitability
Analysis of Cash Accruals
Analysis of PBDIT and Interest Coverage Ratio
Analysis of Paid Up Capital
Analysis of TNW, Adjusted TNW and TOL / TNW in Loan Proposal
Analysis of Current Ratio and Net Working Capital in Loan Proposal
Analysis of Debt Service Coverage Ration (DSCR) in Loan Proposal
Analysis of Efficiency Ratios in Loan Proposal
Comments on Performance and Financial Indicators
Fund Flow Analysis for Identifying Diversion of Funds
Introduction of Fund Flow Analysis (Talking Head)
Importance of Fund Flow Analysis (Talking Head)
Fund Flow Through some Numbers (Talking Head)
Fund Flow Through Digram (Talking Head)
How to identify long term Sources and Uses (Talking Head)
Example of Long Term Source And Uses (Talking Head)
Standard Format of Fund Flow Statement (Talking Head)
Fund Flow Analysis Case Study
Fund Flow Statement Analysis of Real Case
Deficit Analysis in Fund Flow Statement
Estimate vs Actuals analysis in Fund Flow Statement
Comprehensive Analysis 1 of Fund Flow Statement
Comprehensive Analysis 2 of Fund Flow Statement
Comprehensive Analysis 3 of Fund Flow Statement
Cash Flow Analysis for Understanding Cash Generation and Movement
Cash Flow Statement Introduction (Talking Head)
Cash Flows from Various Activities (Talking Head)
Cash Flow Statement Direct Method (Talking Head)
Cash Flow Statement Indirect Method (Talking Head)
Case Study 1 Cash flow study (Talking Head)
Case Study 2 Cash flow study (Talking Head)
Case Study 3 Cash flow study (Talking Head)
Cash Flow Analysis in Loan Proposal
Cash Flow Analysis in Loan Proposal 2
Cash Flow Analysis in Loan Proposal 3
Cash Flow Analysis in Loan Proposal 4
Inter-firm Comparison, Internal & External Rating and Review of Conduct of Accounts
Inter firm Comparison in Loan Proposal
Inter firm Comparison in Loan Proposal Case 1
Internal Rating in Loan Proposal
Internal Rating in Loan Proposal - More Insights
External Rating in Loan Proposal
Review of Conduct of Accounts in Loan Proposal
Review of Cash Credit Account
Review of Term Loan Accounts
Review of Letter of Credit Facility
Review of Bank Guarantee
Review of Audit Reports, Compliances, Contingencies and Risk Factors
Review of Warning Signals and Audit Reports in Loan Proposal
Review of Compliance of Financial Covenants & Sanction Conditions
Review of Contingent Liabilities and Statutory Dues
Addressing Risk and Mitigating Factors
Finer Pricing, Review of Defaulters List & Loan Policy
Finer Pricing
Defaulters List
Loan Policy
Banking Credit Analysis Process (for Bankers) at UDEMY Faculty details
Banking Credit Analysis Process (for Bankers) at UDEMY Entry Requirements
- Pre-requisites: Require good internet connection for interruption free learning process
- Not mentioned
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Banking Credit Analysis Process (for Bankers)