State Bank of India - Introduction to Corporate Credit
- Offered byedX
Introduction to Corporate Credit at edX Overview
Duration | 7 weeks |
Total fee | ₹12,781 |
Mode of learning | Online |
Difficulty level | Beginner |
Official Website | Go to Website |
Credential | Certificate |
Introduction to Corporate Credit at edX Highlights
- Earn a certificate after completion of course
Introduction to Corporate Credit at edX Course details
Graduates and MBAs pursuing Banking & Finance subjects
Credit Analysts, Relationship Managers, Maintenance Officers
The Learners will have a 360-degree view of concepts of lending and maintenance of credit portfolio
The learners will understand the different processes involved in protecting the portfolio-value from erosion under various economic and financial conditions
The course will juxtapose different best practices and afford a global perspective
The prospective learners will grasp techniques of analysis of financial statements / different ratios
Appropriate guidance on Foreign Exchange concepts / processes / Import & Export Procedures etc
This course is intended to provide, in detail, the conceptual clarity and process flow as to how the requirement of finance is established, how it is delivered and how the quality of the credit portfolio is maintained
The course will be of value to the Graduates and MBAs pursuing Banking & Finance subjects owing to its clarity, brevity and easy-to-understand format
The course will afford an immersive experience to investors active in the debt market globally
Introduction to Corporate Credit at edX Curriculum
Section 1: Evolvement of Corporate Finance
Subsection 1- Inception of credit & its evolution – Development of Transaction Banking
Subsection 2- Surplus & Deficit sectors of the economy – Channelising resources from the Surplus to Deficit Sectors – Financial Intermediation
Section 2: Legal framework
Subsection 1- Legal framework concerning Corporate credit
Subsection 2- Documentation of the Lender-borrower contractual relationship
Section 3: KYC & Due Diligence- its relevance
Subsection 1-Trade Based Money Laundering
Subsection 2- FATCA
Section 4: Financial Statement Analysis.
Subsection 1: Structure of P&L, Balance Sheet – Documentation of Performance and Financials of Business Entities
Subsection 2: Various Financial Ratios and their implications
Section 5: Quantitative Credit- Analysis & Appraisal
Subsection 1: Appraisal & Assessment- quantification of credit needs & risk mitigation
Subsection 2: Different products of credit (Revolving Credit, SBLC etc)
Section 6: Banking beyond natural boundaries
Subsection 1: Theories & Concepts of Foreign Exchange
Subsection 2: Different products available ( LC, BG, etc.)
Section 7: Credit administration
Subsection 1: Execution of Documents - Formation of specific contracts & agreements: Borrower & Guarantor's legal obligations
Subsection 2: Disbursement of funds (Consortium, MBA, Sole banking)
Section 8: Business failure & bailout
Subsection 1: Business failures
Subsection 2: Its impact on the economy/lenders