Certified Underwriter
- Offered byVSkills
Certified Underwriter at VSkills Overview
Duration | 15 hours |
Total fee | ₹3,499 |
Mode of learning | Online |
Official Website | Go to Website  |
Credential | Certificate |
Future job roles | Business Law, Business Strategy, Business Writing |
Certified Underwriter at VSkills Highlights
- Earn a certificate of completion from Vskills
- Get lifelong e-learning access
- Life time job support
Certified Underwriter at VSkills Course details
This course will teach you the basic principles of underwriting and its management
The certification tests the candidates on various areas in underwriting process and basics, product design, pricing of the product, underwriting in India, SEBI laws and trends in claim management
Vskills Certified Underwriter will find employment in Companies specializing in insurance or underwriting are constantly hiring skilled underwriters
Certified Underwriter at VSkills Curriculum
Introduction to Underwriting
Definition and Importance of Underwriting
Underwriting Process Overview
Role of Underwriters
Retail Product Underwriting (Cards & Loans)
Types of Retail Products (Credit Cards, Personal Loans, etc.)
Application Process and Documentation
Credit Scoring and Risk Assessment
Eligibility Criteria
Credit Limits and Interest Rates
Mortgage Underwriting
Mortgage Types (Fixed, Adjustable, etc.)
Property Valuation and Appraisal
Loan-to-Value (LTV) Ratio
Debt-to-Income (DTI) Ratio
Mortgage Insurance
Commercial Product Underwriting (OD, Term Loan, etc.)
Overview of Commercial Loans
Business Financial Assessment
Collateral Evaluation
Industry and Market Analysis
Business Plans and Projections
Financial Documents
Purpose of Financial Documents
Understanding Balance Sheets
Analyzing Profit and Loss (P/L) Statements
Interpreting Tax Returns
Cash Flow Statements
Financial Ratios and Their Relevance
Liquidity Ratios (Current Ratio, Quick Ratio)
Solvency Ratios (Debt-to-Equity Ratio, Interest Coverage Ratio)
Profitability Ratios (Gross Margin, Net Margin)
Efficiency Ratios (Inventory Turnover, Accounts Receivable Turnover)
Applying Ratios in Underwriting Decisions
Insurance Underwriting
Introduction to Insurance Underwriting
Types of Insurance (Life, Property, Casualty, etc.)
Risk Assessment and Rating
Underwriting Guidelines and Guidelines
Claims and Loss Ratios
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