Credit Risk Management in Banking
- Offered byState Bank of India
Credit Risk Management in Banking at State Bank of India Overview
Duration | 6 weeks |
Mode of learning | Online |
Difficulty level | Intermediate |
Official Website | Go to Website  |
Credential | Certificate |
Credit Risk Management in Banking at State Bank of India Highlights
- Earn a Paid Certification after completion
- Access to course materials
- Doubt Support sessions available
Credit Risk Management in Banking at State Bank of India Course details
- Role of Credit Risk Management in lending decisions.
- Basel Norms
- Selection of an obligor.
- To read a Balance sheet to mitigate Credit risk.
- To understand Cash Flow, Fund Flow and Ratio analysis Using Credit Risk management for Strategic decision making, managing Credit Portfolio and understanding Credit Rating System .
- Learn about how Credit risk is managed by lenders, the various financial tools and Income earned through Credit is one of the major sources of revenue for Bank / FIs. However, Credit defaults, Credit frauds seriously affect the profitability and solvency of any Financial organisation.
- A Credit analyst need to be equipped with knowledge of various aspects of Credit Risk management.
- This Course helps decision making in Credit areas and enhances the confidence of a Credit Analyst.
Credit Risk Management in Banking at State Bank of India Curriculum
Module 1: Principles of Risk Management:
* Introduction to Credit Risk Management:
* Classification of Credit Risk – Credit Spreads
Module 2: Basel Accords and its implications; Credit Risk Loss Distribution;
* Credit Risk Models Basel I/II/III/IV Guidelines
* Approaches of Credit Risk
Module 3: Credit process, credit selection
* Credit Analysts Skills/Role
* Credit risk in selection of borrower
Module 4: * * Application of Credit Risk Measurement: Reading financial Statement and Economics of Credit __**
* Basic Accounting Principles and Concepts
* Accounting Standards
Module 5: Credit Risk management – Mitigation tools
* Financial Assessment Tools
* Trend Analysis
Module 6: Strategic credit decision making, management of Credit Portfolio and Credit Rating System
* Selection of Collateral
* Negotiation for Covenants
Credit Risk Management in Banking at State Bank of India Faculty details
Credit Risk Management in Banking at State Bank of India Entry Requirements
- Familiarity with basic concepts of Credit Risk Management.
- Not mentioned
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