How can I crack IBPS clerk exam?

It is important for candidates to utilise the right resources to prepare for IBPS Clerk exam. The accurate preparation strategy helps candidates in moving ahead on the path to success. Candidates need to put in consistent and dedicated efforts to prepare for IBPS Clerk exam in the right direction. If candidates are preparing for the exam, it is essential for candidates to have an efficient study plan. This will help candidates to prepare in the best possible way. As this is a competitive exam, without study plan, candidates may struggle to clear the cutoff. The tips and tricks to prepare for the exam are given below: For English Language, candidates can focus on the topics such as reading comprehension, cloze test, fillers, spotting errors, etc. Candidates can improve their comprehension by reading newspapers For Reasoning Ability section, candidates must practice more questions on the topics such as puzzles, inequalities, syllogism, coding decoding, blood relations, seating arrangements For Numerical Ability section, candidates must practice a variety of questions on different topics including simplification, number series, data interpretation, and quadratic equations. Candidates must attempt mock tests inorder to identify the strengths and weaknesses Candidates must focus on the important topics that carry higher weightage

What is IBPS Clerk in hand salary?

IBPS Clerk inhand salary ranges between INR 28,000 to 30,000 per month. The inhand salary is calculated after making all the deductions. It is the amount offered to candidates after the gross deductions and additions for expenditure. The amount vary from the place of posting. Candidates posted in metro cities like Mumbai, Delhi and Kolkata get comparatively more amount.

Is IBPS Clerk a permanent job?

IBPS Clerk is a permanent job. All candidates selected for IBPS Clerk exam will be on a probation period of six months. After this period, candidates are confirmed as permanent employees only after an assessment through a test or review of their performance in the probation period. Candidates for the post of IBPS Clerk is selected based on the performance in the Mains exam. The marks obtained in the prelims exam are not counted for the final merit list. IBPS Clerk prelims exam pattern is such that it is divided into three sections-Quantitative Aptitude, Reasoning Ability and English Language. The total marks allotted to the prelims exam are 100. The mains exam comprises General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. The total marks allotted to the test are 200.

Is SBI Clerk exam more difficult than IBPS Clerk?

Both SBI Clerk and IBPS Clerk exams are competitive and require dedicated preparation. However, it is difficult to say which one is more difficult as the level of difficulty can vary from year to year and also depends on an individuals strengths and weaknesses. It is best to thoroughly prepare for both exams and attempt them to the best of your abilities.

What is the promotion process of IBPS Clerk?

The public sector banks in India offer a good salary package to candidates selected through IBPS Clerk. Based on the performance of candidates, the growth and promotion of IBPS Clerk are quite attractive. A minimum of two years of service is required in order to be eligible for the promotion. IBPS Clerk gets promoted once every two years. The promotion process of IBPS Clerk is given below: Normal process- Candidates who get promoted through this process are not required to have JAIIB and CAIIB diplomas. IBPS Clerks are promoted based on their experience and seniority and a written exam which is conducted internally. After qualifying the written exam, candidates become eligible for promotion to the post of Bank Probationary Officers (PO). Merit-based process- Merit-Based process requires candidates to have JAIIB and CAIIB diplomas.

What is the criteria of promotion for IBPS Clerk?

Based on the performance of candidates, they are eligible for promotion after two years. There are two process through which candidates get promotion. Candidates who get promoted through the normal process are not required to appear for JAIIB and CAIIB diplomas. They are promoted based on their experience, seniority and performance in the written exam which is conducted internally. For merit-based promotion, candidates are require to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.

Is IBPS Clerk easy or tough?

The overall difficulty level of the IBPS Clerk prelims exam was easy to moderate. The Quantitative Aptitude section was easy, English Language section was easy and Reasoning section was easy. The overall difficulty level of the IBPS Clerk Mains exam was moderate. The English language section was easy, Reasoning section was moderate, Quant section was moderate.

What is IBPS Clerk job profile?

IBPS Clerk is an entry-level post. IBPS Clerk is a post that offers a lot of learning as well as opportunities. The job profile of IBPS Clerk is given below: Verification of various documents and proofs submitted by the customers Responsible for bank cash, various important documents, keys, etc. Sanctioning of withdrawals by the customers Maintaining the various documents of the bank, balance sheets, ledger, etc. Resolving the various issues of the customers Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc. Providing information about the latest schemes and government policies Providing guidance to customers relating to various banking activities Attending to treasury works Updating the passbooks of account holders Resolving queries of the customers Miscellaneous tasks.

What is the IBPS Clerk career growth?

Candidates are offered promotions as per their performance. After becoming PO, there are seven scales in the officer cadre. The post-wise hierarchy is given below: Scale 1-Officer / Assistant Manager Scale 2-Manager Scale 3-Senior Manager Scale 4-Chief Manager Scale 5-Asst. General Manager Scale 6-Deputy General Manager Scale 7-General Manager.

What is the dearness allowance offered to IBPS Clerk?

The dearness allowance offered to IBPS Clerk is given below: DA is 4 percent of the IBPS Clerk Basic Pay. DA depends on the CPI and is revised quarterly, which is after every three months. The Dearness Allowance would be INR 5,209

What is the year-wise increment offered to IBPS Clerk?

The year-wise increment offered to IBPS Clerk is given below: Initial Basic Pay: INR 19,900 with a yearly increment of INR 655 for three years. Basic Pay After 3 Years: INR 20,900 with a yearly increment of INR 815 for the next three years. Basic Pay After the Next 3 Years: INR 24,590 with a yearly increment of INR 980 for the next four years. Basic Pay After the Next 4 Years: INR 30,550 with a yearly increment of INR 1,145 for the next 7 years. Basic Pay After Next 7 Years: INR 42,600 with a yearly increment of INR 2,120 for the next one year. Basic Pay After Next 1 Year: INR 45,930 with a yearly increment of INR 1,310 for the next one year. Basic Pay After Next Year: INR 47,920 (Maximum Basic Pay).

IBPS Clerk Salary 2024: Pay Scale, Allowances & Career Growth

28.3K Views255 Comments

Anangsha PatraDeputy Manager – Editorial

Updated on Dec 11, 2024 17:56 IST

IBPS Clerk Salary 2025: Aspirants selected by IBPS to the Clerical Cadre posts in various public sector banks, get a lucrative IBPS Clerk salary along with various perks, incentives, and benefits. The primary reason why every year lakhs of candidates rush for the IBPS Clerk exam is the good salary. IBPS Clerk salary is one of the significant reasons for candidates opting for a career in the banking sector.

IBPS Clerk 2025 Salary gradually increases as the employee continues to work and gets promoted to higher levels. There is always a curiosity among the students regarding IBPS Clerk salary, perks, and allowances. Read the article below for more details on IBPS Clerk salary.

Q: What is IBPS Clerk salary?

The public sector banks in India offer lucrative salaries to Clerical cadre posts along with various perks, incentives and benefits. Therefore, the in-hand salary of an IBPS Clerk may range between INR 28,000 to 30,000 per month. The following allowances are offered to IBPS Clerk: Dearness Allowance: This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months. House Rent Allowance: The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 Lacs, and 6.5 per cent of the Basic Pay for other cities. Travel Allowance: The official tours and travels will be reimbursed by the bank. Medical Allowance: For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year. Special Allowance: For IBPS Clerk this amount is fixed at INR 4118.

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Q: What is the per month salary for IBPS Clerk?

Selected candidates will get a salary amount only after a few deductions, called in-hand salary. The In-hand salary for the Tier-I, Tier-II and Tier-III cities is different. For example, if you are posted in Mumbai, Delhi, Kolkata, your in-hand salary amount would be slightly more than others. The In-hand salary given will be inclusive of allowances as per the 7th pay commission.

The basic pay of an IBPS clerk is INR 19,900 per month.
The pay scale of IBPS Clerk is INR 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540

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Q: What is the annual salary of IBPS Clerk?

IBPS offers a lucrative IBPS Clerk salary according to 7th pay commission. The annual salary is around INR 3 to 4 Lacs along with various allowances and perks. IBPS Clerk salary depends on the location they are currently working. Apart from salary, candidates are given house rent allowance, dearness allowance, medical allowance, travel allowance, special allowance and transport allowance.

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Q: What is the increment offered to IBPS Clerk?

The initial basic pay of IBPS Clerk is INR 19,900 with a yearly increment of INR 1000 for three years. The basic pay of IBPS Clerk is INR 20,900 with a yearly increment of INR 1230 for the next three years. The basic pay of IBPS Clerk is INR 24,590 with a yearly increment of INR 1490 for the next four years. The basic pay is INR 30,550 with a yearly increment of INR 1730 for the next seven years. The basic pay of IBPS Clerk is INR 42,600 with a yearly increment of INR 3270 for the next year.

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Q: How many banks participate in the recruitment process of IBPS Clerk?

A total of 11 public sector banks participate in the recruitment process of IBPS Clerk. The list of participating banks is given below 1) Bank of Baroda 2)Canara Bank 3) Indian Overseas Bank 4) UCO Bank 5)Bank of India 6) Central Bank of India 7) Punjab National Bank 8)Union Bank of India 9) Bank of Maharashtra 10) Indian Bank 11) PSB The selection process of IBPS Clerk comprises prelims and mains exams. The marks obtained in the prelims exam are not counted for the merit list. The marks obtained in the mains exam are counted for the merit list. The prelims and mains exams are conducted online. The selection process is carried out by IBPS. However, joining letters and verification of eligibility is done by the participating banks.

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Table of Contents

IBPS Clerk Salary 2025
IBPS Clerk Salary Structure
IBPS Clerk Salary FAQs

IBPS Clerk Salary 2025

IBPS Clerk salary is the sum of basic pay and other allowances such as HRA (House Rent Allowance and Dearness allowances etc.). The first basic pay for IBPS Clerk is INR 19,900. The IBPS Clerk pay scale is INR 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The minimum basic IBPS Clerk salary is INR 19,900 while the maximum is INR 47,920. Refer to the table below to understand clearly the IBPS Clerk salary structure.

Basic Pay	Amount (In INR)
Initial Basic Pay	19,900 with a yearly increment of 1000 for three years
Basic Pay after 3 years	20,900, with a yearly increment of 1230 for the next three years
Basic Pay after the next 3 years	24,590, with a yearly increment of 1490 for the next four years
Basic Pay after the next 4 years	30,550, with a yearly increment of 1730 for the next 7 years
Basic Pay after the next 7 years	42,600, with a yearly increment of 3270 for the next year
Basic Pay after the next 1 year	45,930, with a yearly increment of 1990 for the next year
Basic Pay after next year 1 year	47,920 (maximum Basic Pay)

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IBPS Clerk Salary: Allowances Offered to Candidates

Besides IBPS Clerk salary, candidates also get Dearness Allowance, Travel Allowance, House Rent Allowance, Special Allowance, Medical Allowance, etc. The allowances that candidates get are explained below.

Parameters	Details
Special Allowance	INR 4118
Dearness Allowance (DA)	DA is 4 per cent of the IBPS Clerk Basic Pay DA depends on the CPI and is revised quarterly, i.e. after every three months
House Rent Allowance (HRA)	The HRA depends on the location of the posting The HRA remains between 6.5 per cent to 8.5 per cent depending upon the location of the posting
Travel Allowance (TA)	Expenses on official tours and travels will be reimbursed by the bank.
Medical Allowance (MA)	This is paid once a year. For IBPS Clerks, the amount is fixed at INR 2000 annually

What is the Career Growth of IBPS Clerk?

Candidates joining as clerks can apply for promotions after at least two years for their service. Promotions are based on seniority and merit. The promotion levels are given below:

Assistant Manager Scale I
Manager Scale 2
Senior Manager Scale 3
Chief Manager Scale 4
Assistant General Manager Scale 5
Deputy General Manager Scale 6
General Manager Scale 7

Also Read:

IBPS Clerk Salary Structure

The pay scale of an IBPS Clerk is INR19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The in-hand salary of an IBPS Clerk range between INR 28,000 to 30,000 per month. Below is the IBPS Clerk salary structure.

IBPS Clerk Salary Structure
Basic Pay	INR 19,900
Dearness Allowance	INR 5209.82
Special Allowance	INR 4118
Transport Allowance	INR 757.08
CCA	INR 0
House Rent Allowance(HRA)	INR 2039.75
Gross Pay	INR 32,024.65
Deduction (NPS Fund, Union Fee)	INR 2570.98
Net Pay	INR 29453.67