SBI PO 2025 Exam: Dates, Mains Admit Card (OUT), Pattern, Syllabus, Preparation & Salary

SBI PO exam dates 2025 were announced. SBI PO prelims exam was conducted on August 4, 2025. SBI PO Mains exam will be conducted on September 13, 2025. The Phase 3 exam will be conducted in October/November 2025. 

On joining, the selected candidates will be designated as Probationary Officers and may be on probation for two years. They will be subjected to continuous assessment, as per Bank's extant policy, during the probation period. Those candidates who qualify in the assessment as per standards determined by the Bank from time to time, will be confirmed in the Service of the Bank in Junior Management Grade Scale-I (JMGS-I).

SBI PO full form stands for State Bank of India Probationary Officer recruitment. This is one of the most sought-after exams among graduates. SBI releases vacancies for PO annually to fulfill manpower requirements among its branches.

Selected candidates of SBI PO exam are required to download the letter of appointment from the official website by logging with the roll number, date of birth and verification code. Candidates finally selected are required to undergo document verification and medical test. Candidates are required to report to the circle office as per the date mentioned on the appointment letter. Candidates selected to the post of PO are liable to get posted anywhere in India. The starting basic salary of SBI PO is INR 41,960 (with four advance increments). SBI PO pay scale is INR 36,000-1490/7-46430-1740/2-49910-1990/7-63840. Candidates join to the post is of  Junior Management Grade Scale-I. The officials are eligible for DA, HRA/Lease rental, CCA, Medical and other allowances & perquisites as per rules in force from time to time.

SBI PO merit list is prepared based on the marks obtained in the mains exam and interview & GE. Tie-breaking formula is applied to prepare the merit list along with other factors such as cut off marks, number of applicants, and more. The merit list is made available in PDF format along with the category-wise rank and state-wise rank of each applicant. 

Yes, the State Bank of India sends an email/SMS notification to candidates regarding their SBI PO result. Candidates can also download their result PDF from the official SBI website. SBI PO result is announced online by SBI. The result is announced in different phases-prelims, Mains and final result. The prelims exam is qualifying in nature. The marks obtained in this stage are not counted for the final merit list. The final selection is done based on the performance in the Mains exam, interview and group exercises and interview. The psychometric test is also qualifying in nature. 

There are no sectional cut off in SBI PO prelims and mains exams. Candidates are only required to secure the overall cut off in the exam. Only those candidates are considered for the next round who secures the cut off marks. The cut off is the minimum qualifying marks that candidates need to secure inorder to qualify the exam and become eligible for the next round of selection process.

There are several factors affecting SBI PO cut off marks. The factors that affect the cut off marks are given below: 1) Difficulty level of the exam 2) Number of vacancies 3) Total marks 4) Number of test takers.

The cut off of SBI PO is made available online on the official website. Candidates can check the cut off marks by logging with the required credentials. The steps to check the cut off marks are given below: Visit the official website of SBI Click the link 'Details of marks secured by the candidates in SBI PO exam' Enter registration number or roll number and date of birth or password SBI PO cut off appears on the screen.

SBI PO admit card release dates have been announced. SBI PO prelims admit card was released on July 25, 2025. SBI PO Mains admit card was released on September 3, 2025.  SBI PO Phase 3 admit card will be released in October/November 2025. 

SBI PO admit cards for different stages of exams are made available online on the official website. Candidates need to enter the required login credentials to download their admit cards. The hard copy of the admit card is not sent to candidates by post. The steps to download the admit card is given below: Visit the career page of SBI Go to the current opening section from the join SBI tab Click the link Recruitment of Probationary Officers in SBI From the drop-down click, the admit card link of SBI PO Enter registration number or roll number and date of birth or password SBI PO admit card appears on the screen Download the admit card and take its printout.

The admit card of SBI PO contains the following details.

SBI PO prelims syllabus comprises topics from Reasoning, Quant and English. The syllabus is given below.

The Group Exercise carries 20 marks and 30 marks are allotted for the interview. Candidates qualifying for Group Exercises and Interview under the ‘OBC’ category will be required to submit an OBC certificate containing the ‘Non-Creamy Layer’ clause. Candidates should score minimum qualifying marks in this phase to get considered for final selection. The ratio of marks considered for mains and interview marks is 75:25. Some of the important questions for SBI PO interview are given below:

1. Why have you applied for SBI PO?
2. What are your strengths and weaknesses?
3. What do you know about RBI? Tell some of its functions?
4. How is the RBI Lender of last resort?
5. Tell about fiscal policy?
6. What is monetary policy?
7. What do you mean by FDI?
8. What is FII?
9. What should be done to improve the economic growth of the nation?
10. Tell about Cost- Push and Demand - Pull Inflation?
11. What do you understand by the term Black Money?
12. Tell about NITI Aayog and its functions?
13. Discuss about Finance Commission and its functions?
14. What is a VAT?
15. How will you differentiate between direct and indirect taxes?
16. What is the effect of business cycles on the economy?
17. What percent of revenue is contributed for CSR by the MNCs
18. What are MNCs?
19. What do you understand by CSR?
20. What is Banking Ombudsman Scheme?
21. What is NEFT or RTGS?
22. Where do you see yourself five years down the line?
23. Are you in favor of demonetization?
24. What is the impact of demonetization on the Indian Economy?
25. What is CRR and SLR?
26. What is the current CRR and SLR?
27. What is Repo Rate and Reverse Repo rate?
28. What is the current Repo Rate and Reverse Repo Rate?
29. How can government stop cash flow in the economy?
30. What is the post-dated cheque?
31. Define GDP? What is the current GDP rate in the economy?
32. What do you know about retail lending?
33. What is sub-prime lending?
34. Have you heard about SEZ’s? Tell something about it.
35. Tell something about Public Finance?
36. What does the government do to curb the revenue deficit?
37. What is CTS?
38. What is meant by priority sector?
39. Do you have any idea about the financial inclusion?
40. What are your views on the cashless economy?
41. Who is the regulator of SEBI?
42. Do you have any idea about the Stock Market? Share about it.
43. What are the important macroeconomic indicators that influence stock market?
44. What are the important macroeconomic indicators that influence stock market?
45. What is the role of banks in strengthening the economy?
46. What is Debit and Credit?
47. What do you understand by SENSEX and NIFTY?
48. What is the role of WTO in stimulating the Indian economy?
49. Can you differentiate between cheque and draft?
50. Do you handle pressure well?
51. What is appreciation and depreciation of currency?
52. What is Plastic currency?
53. How has demonetization affected your household in particular?
54. Define call money market?
55. Explain the Bulls and Bears?
56. Do you know different schemes launched by Modi Government?
57. What are the implications of OROP?
58. What are co- operative banks?
59. What is Bank rate?
60. What are your opinions on the role of technology in the banking sector?
61. What do you understand by public expenditure?
62. What is debt to GDP ratio of a country?
63. On what basis do banks offer loans?
64. What are mutual funds? Why are mutual funds better than stocks?
65. Do you know the difference between shares and debentures?
66. What is BSE and NSE?
67. What do you know about Jan Dhan Yojna Scheme?
68. What are commercial papers?
69. Any idea about PayPal?
70. Who is the founder of Pay tm? Do you use Pay tm? Can you tell some of its benefits?
71. Name some of the PM Social Security Schemes?
72. What is a balance sheet and a trial balance?
73. What are the negotiable instruments?

SBI PO syllabus PDF is divided into preliminary and Mains exams. SBI PO syllabus is of utmost importance for candidates who want to join the State Bank of India as Probationary Officers. The appropriate knowledge of SBI PO syllabus helps candidates to frame apt strategy for the exam. It is equitable to mark the weightage given in the SBI PO syllabus. Candidates should be completely familiar with the SBI PO syllabus PDF to fuel their preparations.

Download Here SBI PO Syllabus PDF

The tips and tricks to prepare for SBI PO psychometric test are given below:

• Understand the test format of the exam
• Practice online tests to improve the speed and accuracy
• Review sample questions
• Work on time management

You can prepare for SBI PO exam through self-study. However, to understand the techniques of solving questions it is always advised to take coaching.

The prelims exam of SBI PO is conducted for 100 marks. The number of good attempts in SBI PO exam is given below.

In the Reasoning section of SBI PO candidates can cover Seating Arrangements, Syllogism, Coding-Decoding, etc. To score good marks in this section, candidates should practice previous years' question papers and mock tests. Candidates can also practice sudoku and different types of puzzles. This will help me to solve the questions in Reasoning easily. Candidates can follow the tips given below to prepare the Reasoning section of SBI PO:

• Cramming does not work for the Reasoning section of SBI PO. Questions are purely logic-based. Practice SBI PO previous year’s question papers as possible to improve the logic-building ability
• Candidates must start with reading and understanding concepts of the Reasoning topics. Once candidates are able to understand the basics behind each topic, divert the focus on both speed and accuracy
• Solving questions within time limit is important. Candidates must identify the best way to solve questions keeping in mind both speed and accuracy

The examination authority decides category-wise SBI PO cut off marks to select candidates for the subsequent rounds of selection process. There is no sectional cut off marks. However, candidates need to secure the overall cut off marks as per their categories. There are no qualifying marks in SBI PO exam. Candidates need to secure the cut off marks in the exam as per their category. The question paper of SBI PO is made available in both English and Hindi. Candidates can choose the language of the question paper as per their convenience. The cut off is the minimum qualifying marks that candidates need to secure inorder to qualify the exam.

SBI PO notification is released every year to select POs/MTs. The notification is released in PDF form and comprises the details related to the exam such as the exam dates, application process, exam pattern, eligibility, etc. Candidates must read the notification carefully before applying for the exam. Lakhs of candidates apply every year for SBI PO exam. The selection process of SBI PO comprises prelims exam, Mains exam and Group Exercises, Psychometric Test and Interview. The final selection is done based on the Mains exam and Group Exercises and Interview.

SBI Clerk qualification is given below:

• The SBI Clerk qualification is graduation
• Candidates having integrated dual degree (IDD) certificates can also apply for the SBI Clerk exam
• Those who are in the final year/ semester of their graduation may also apply provisionally subject to the condition that, if provisionally selected, they will have to produce proof of having passed the Graduation
• The date of passing the eligibility examination is the date appearing on the mark sheet/certificate or provisional certificate issued by the University/Institute. In case the result of a particular examination is posted on the website of the University/ Institute, a certificate issued by the appropriate authority of the University/Institute indicating the date on which the result was posted on the website will be taken as the date of passing
• Matriculate Ex-servicemen, who have obtained the Indian Army Special Certificate of Education or corresponding certificate in the Navy or Air Force, after having completed not less than 15 years of service in Armed Forces of the Union are also eligible for the post

Presently, the starting basic pay is INR 48,480 (Plus 4 advance increments) in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund i.e., NPS, LFC, Medical Facility, Lease rental facility etc. and other allowances & perquisites as per rules in force from time to time. The approximate CTC at initial scale of at Mumbai Centre is INR 18.67 Lakh.

The weightage of marks given to final merit list of SBI PO is given below.

There are many books available to help you prepare for the SBI PO exam, but the best book for you will depend on your individual learning style and needs. Some good books for SBI PO exam preparations are given below:

• Quantum CAT by Sarvesh Kumar Verma
• How to Prepare for Data Interpretation for CAT by Arun Sharma 
• Magical Book on Quicker Maths by M Tyra
• Fast Track Objective Arithmetic by Rajesh Verma
• Quantitative Aptitude for Competitive Exams by RS Aggarwal
• A New Approach to Reasoning Verbal and Non-Verbal by B.S. Sijwali and Indu Sijwali
• Analytical Reasoning by MK Pandey (For the chapters required for analytical reasoning)
• A Modern Approach to Verbal & Non-Verbal Reasoning by R.S. Aggarwal
• Objective General English by SP Bakshi
• Descriptive General English by SP Bakshi and Richa Sharma
• High School English Grammar and Composition by Wren and Martin
• Word Power Made Easy by Normal Lewis
• Banking Awareness by Arihant Publications
• Static General Knowledge by Arihant Publications
• Current Affairs can be prepared from the monthly magazines such as Banking Services Chronicle (BSC Publications), Newspapers etc.
• Objective Computer Awareness for General Competitive Exams by Arihant Publications
• Descriptive General English (Old Edition) by S.P. Bakshi and Richa Sharma
• Descriptive English (For All Competitive Examinations) by S.J. Thakur and S.K. Rout