IBPS Clerk Salary 2025: Aspirants selected by IBPS to the Clerical Cadre posts in various public sector banks, get a lucrative IBPS Clerk salary along with various perks, incentives, and benefits. The primary reason why every year lakhs of candidates rush for the IBPS Clerk exam is the good salary. IBPS Clerk salary is one of the significant reasons for candidates opting for a career in the banking sector.
IBPS Clerk 2025 Salary gradually increases as the employee continues to work and gets promoted to higher levels. There is always a curiosity among the students regarding IBPS Clerk salary, perks, and allowances. Read the article below for more details on IBPS Clerk salary.
Q: What is IBPS Clerk salary?
The public sector banks in India offer lucrative salaries to Clerical cadre posts along with various perks, incentives and benefits. Therefore, the in-hand salary of an IBPS Clerk may range between INR 28,000 to 30,000 per month. The following allowances are offered to IBPS Clerk: Dearness Allowance: This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months. House Rent Allowance: The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 Lacs, and 6.5 per cent of the Basic Pay for other cities. Travel Allowance: The official tours and travels will be reimbursed by the bank. Medical Allowance: For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year. Special Allowance: For IBPS Clerk this amount is fixed at INR 4118.
Q: What is the per month salary for IBPS Clerk?
Selected candidates will get a salary amount only after a few deductions, called in-hand salary. The In-hand salary for the Tier-I, Tier-II and Tier-III cities is different. For example, if you are posted in Mumbai, Delhi, Kolkata, your in-hand salary amount would be slightly more than others. The In-hand salary given will be inclusive of allowances as per the 7th pay commission.
- The basic pay of an IBPS clerk is INR 19,900 per month.
- The pay scale of IBPS Clerk is INR 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540
Q: What is the annual salary of IBPS Clerk?
Q: What is the increment offered to IBPS Clerk?
Q: How many banks participate in the recruitment process of IBPS Clerk?
A total of 11 public sector banks participate in the recruitment process of IBPS Clerk. The list of participating banks is given below 1) Bank of Baroda 2)Canara Bank 3) Indian Overseas Bank 4) UCO Bank 5)Bank of India 6) Central Bank of India 7) Punjab National Bank 8)Union Bank of India 9) Bank of Maharashtra 10) Indian Bank 11) PSB The selection process of IBPS Clerk comprises prelims and mains exams. The marks obtained in the prelims exam are not counted for the merit list. The marks obtained in the mains exam are counted for the merit list. The prelims and mains exams are conducted online. The selection process is carried out by IBPS. However, joining letters and verification of eligibility is done by the participating banks.
- IBPS Clerk Salary 2025
- IBPS Clerk Salary Structure
- IBPS Clerk Salary FAQs
IBPS Clerk Salary 2025
IBPS Clerk salary is the sum of basic pay and other allowances such as HRA (House Rent Allowance and Dearness allowances etc.). The first basic pay for IBPS Clerk is INR 19,900. The IBPS Clerk pay scale is INR 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The minimum basic IBPS Clerk salary is INR 19,900 while the maximum is INR 47,920. Refer to the table below to understand clearly the IBPS Clerk salary structure.
Basic Pay | Amount (In INR) |
---|---|
Initial Basic Pay |
19,900 with a yearly increment of 1000 for three years |
Basic Pay after 3 years |
20,900, with a yearly increment of 1230 for the next three years |
Basic Pay after the next 3 years |
24,590, with a yearly increment of 1490 for the next four years |
Basic Pay after the next 4 years |
30,550, with a yearly increment of 1730 for the next 7 years |
Basic Pay after the next 7 years |
42,600, with a yearly increment of 3270 for the next year |
Basic Pay after the next 1 year |
45,930, with a yearly increment of 1990 for the next year |
Basic Pay after next year 1 year |
47,920 (maximum Basic Pay) |
Also Read:
IBPS Clerk Salary: Allowances Offered to Candidates
Besides IBPS Clerk salary, candidates also get Dearness Allowance, Travel Allowance, House Rent Allowance, Special Allowance, Medical Allowance, etc. The allowances that candidates get are explained below.
Parameters | Details |
---|---|
Special Allowance |
INR 4118 |
Dearness Allowance (DA) |
DA is 4 per cent of the IBPS Clerk Basic Pay DA depends on the CPI and is revised quarterly, i.e. after every three months |
House Rent Allowance (HRA) |
The HRA depends on the location of the posting The HRA remains between 6.5 per cent to 8.5 per cent depending upon the location of the posting |
Travel Allowance (TA) |
Expenses on official tours and travels will be reimbursed by the bank. |
Medical Allowance (MA) |
This is paid once a year. For IBPS Clerks, the amount is fixed at INR 2000 annually |
What is the Career Growth of IBPS Clerk?
Candidates joining as clerks can apply for promotions after at least two years for their service. Promotions are based on seniority and merit. The promotion levels are given below:
- Assistant Manager Scale I
- Manager Scale 2
- Senior Manager Scale 3
- Chief Manager Scale 4
- Assistant General Manager Scale 5
- Deputy General Manager Scale 6
- General Manager Scale 7
Also Read:
Commonly asked questions
Q: Is IBPS Clerk easy or tough?
Q: What is IBPS Clerk job profile?
IBPS Clerk is an entry-level post. IBPS Clerk is a post that offers a lot of learning as well as opportunities. The job profile of IBPS Clerk is given below: Verification of various documents and proofs submitted by the customers Responsible for bank cash, various important documents, keys, etc. Sanctioning of withdrawals by the customers Maintaining the various documents of the bank, balance sheets, ledger, etc. Resolving the various issues of the customers Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc. Providing information about the latest schemes and government policies Providing guidance to customers relating to various banking activities Attending to treasury works Updating the passbooks of account holders Resolving queries of the customers Miscellaneous tasks.
Q: What is the IBPS Clerk career growth?
Q: What is the dearness allowance offered to IBPS Clerk?
The dearness allowance offered to IBPS Clerk is given below:
- DA is 4 percent of the IBPS Clerk Basic Pay.
- DA depends on the CPI and is revised quarterly, which is after every three months.
- The Dearness Allowance would be INR 5,209
Q: What is the year-wise increment offered to IBPS Clerk?
The year-wise increment offered to IBPS Clerk is given below:
- Initial Basic Pay: INR 19,900 with a yearly increment of INR 655 for three years.
- Basic Pay After 3 Years: INR 20,900 with a yearly increment of INR 815 for the next three years.
- Basic Pay After the Next 3 Years: INR 24,590 with a yearly increment of INR 980 for the next four years.
- Basic Pay After the Next 4 Years: INR 30,550 with a yearly increment of INR 1,145 for the next 7 years.
- Basic Pay After Next 7 Years: INR 42,600 with a yearly increment of INR 2,120 for the next one year.
- Basic Pay After Next 1 Year: INR 45,930 with a yearly increment of INR 1,310 for the next one year.
- Basic Pay After Next Year: INR 47,920 (Maximum Basic Pay).
IBPS Clerk Salary Structure
The pay scale of an IBPS Clerk is INR19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The in-hand salary of an IBPS Clerk range between INR 28,000 to 30,000 per month. Below is the IBPS Clerk salary structure.
IBPS Clerk Salary Structure |
|
---|---|
Basic Pay |
INR 19,900 |
Dearness Allowance |
INR 5209.82 |
Special Allowance |
INR 4118 |
Transport Allowance |
INR 757.08 |
CCA |
INR 0 |
House Rent Allowance(HRA) |
INR 2039.75 |
Gross Pay |
INR 32,024.65 |
Deduction (NPS Fund, Union Fee) |
INR 2570.98 |
Net Pay |
INR 29453.67 |
Commonly asked questions
Q: What is IBPS Clerk in hand salary?
Q: Is IBPS Clerk a permanent job?
IBPS Clerk is a permanent job. All candidates selected for IBPS Clerk exam will be on a probation period of six months. After this period, candidates are confirmed as permanent employees only after an assessment through a test or review of their performance in the probation period. Candidates for the post of IBPS Clerk is selected based on the performance in the Mains exam. The marks obtained in the prelims exam are not counted for the final merit list. IBPS Clerk prelims exam pattern is such that it is divided into three sections-Quantitative Aptitude, Reasoning Ability and English Language. The total marks allotted to the prelims exam are 100. The mains exam comprises General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. The total marks allotted to the test are 200.
Q: Is SBI Clerk exam more difficult than IBPS Clerk?
Q: What is the promotion process of IBPS Clerk?
The public sector banks in India offer a good salary package to candidates selected through IBPS Clerk. Based on the performance of candidates, the growth and promotion of IBPS Clerk are quite attractive. A minimum of two years of service is required in order to be eligible for the promotion. IBPS Clerk gets promoted once every two years. The promotion process of IBPS Clerk is given below:
Normal process- Candidates who get promoted through this process are not required to have JAIIB and CAIIB diplomas. IBPS Clerks are promoted based on their experience and seniority and a written exam which is conducted internally. After qualifying the written exam, candidates become eligible for promotion to the post of Bank Probationary Officers (PO).
Merit-based process- Merit-Based process requires candidates to have JAIIB and CAIIB diplomas.
Q: What is the criteria of promotion for IBPS Clerk?
IBPS Clerk Salary FAQs
Candidates can check the IBPS Clerk Salary FAQs below.
Commonly asked questions
Q: How can I crack IBPS clerk exam?
It is important for candidates to utilise the right resources to prepare for IBPS Clerk exam. The accurate preparation strategy helps candidates in moving ahead on the path to success. Candidates need to put in consistent and dedicated efforts to prepare for IBPS Clerk exam in the right direction. If candidates are preparing for the exam, it is essential for candidates to have an efficient study plan. This will help candidates to prepare in the best possible way. As this is a competitive exam, without study plan, candidates may struggle to clear the cutoff. The tips and tricks to prepare for the exam are given below:
- For English Language, candidates can focus on the topics such as reading comprehension, cloze test, fillers, spotting errors, etc. Candidates can improve their comprehension by reading newspapers
- For Reasoning Ability section, candidates must practice more questions on the topics such as puzzles, inequalities, syllogism, coding decoding, blood relations, seating arrangements
- For Numerical Ability section, candidates must practice a variety of questions on different topics including simplification, number series, data interpretation, and quadratic equations.
- Candidates must attempt mock tests inorder to identify the strengths and weaknesses
- Candidates must focus on the important topics that carry higher weightage
Get all exam details, important updates and more.
IBPS Clerk Exam
Student Forum
Answered a week ago
The prelims exam for IBPS Clerk (Customer Service Associates) will be conducted on December 6, 7, 13 and 14, 2025. The Mains exam for this post will be conducted on February 1, 2026. The examination authority has renamed the post of Clerks to Customer Service Associates.
B
Beginner-Level 4
Answered 3 weeks ago
Hi Aniruddha,
The application process for the IBPS Clerk 2024-25 exam has concluded, with the last date for registration being July 28, 2024.
The IBPS Clerk 2024 Mains Exam is scheduled for October 13, 2024.
For the upcoming IBPS Clerk 2025-26 exam, the official notification and application details
A
Contributor-Level 9
Answered a month ago
Following are the documents required at the time of IBPS Clerk document verification:
- Proof of Date of Birth: Something that proves when they were born, like a birth certificate, SSLC/10th standard certificate, or passport.
- Educational Qualification Certificates: Papers that prove they have the right
I
Beginner-Level 4
Answered a month ago
Relaxation in the upper age limit given to IBPS Clerk is given below.
Category | Age relaxation |
Scheduled Caste/Scheduled Tribe | 5 years |
Other Backward Classes (Non-Creamy Layer) | 3 years |
Persons With Disabilities | 10 years |
Ex-Servicemen / Disabled Ex-Servicemen | Actual period of service rendered in the defence forces + 3 years
(8 years for Disabled ExServicemen belonging to SC/ST) subject to a maximum age limit of 50 years |
Widows, divorced women, and women legally separated from their husbands who have not remarried | Age concession upto the age of 35 years for General/EWS,
38 years for OBC and 40 years for SC/ST candidates |
Persons affected by 1984 riots | 5 years |
B
Beginner-Level 4
Answered a month ago
The minimum and maximum age limit of IBPS Clerk is given below.
IBPS Clerk Eligibility Criteria Age Limit | |
Minimum Age | 20 Years |
Maximum Age | 28 Years |
C
Beginner-Level 4
Answered a month ago
The provisional allotment is subject to the candidate fulfilling the criteria for Participating Bank and identity verification to the satisfaction of the allotted bank. This does not constitute an offer of employment. Verification of documents with regard to eligibility criteria will be carried out
I
Beginner-Level 4
Answered a month ago
A candidate belonging to reserved category, selected on the basis of norms as applicable to General Category, is treated at par with a General category candidate. Such own merit candidates belonging to reserved categories who are provisionally allotted under unreserved (General) category is not adju
M
Beginner-Level 4
Answered a month ago
The exam pattern for IBPS Clerk is summarised below.
Specifications | Prelims | Mains |
---|---|---|
Number of sections | Three | Four |
IBPS clerk exam time duration | 60 minutes | 160 minutes |
IBPS Clerk sectional timing | 20 minutes | General/Financial Awareness and English: 35 minutes Reasoning Ability & Computer Aptitude and Quantitative Aptitude: 45 minutes |
Number of questions | 100 | 190 |
IBPS clerk total marks | 100 | 200 |
Language of question paper | 13 regional languages along with English & Hindi | |
Mode of exam | Online |
M
Beginner-Level 4
Answered a month ago
To correct errors in your IBPS Clerk Admit Card, contact the IBPS Help Desk via the official website ibps.in, email, or helpline. Provide your registration number, roll number, date of birth, and details of the error along with the correct information. Attach a copy of your admit card for reference.
Answered 2 months ago
IBPS Clerk 2024 prelims cut off is given below.
IBPS Clerk Prelims Cut Off 2024 | ||
---|---|---|
States/ UT | General | EWS/SC/OBC/ST |
Andhra Pradesh | 77.5 | |
Arunachal Pradesh | 71 | |
Assam | 83.75 | OBC- 82.25 SC- 81.25 |
Bihar | 79.5 | OBC- 79.5 |
Chhattisgarh | 77 | OBC-77 |
Chandigarh | 81.50 | |
Delhi | 80.75 | SC-75.25 OBC- 78.25 |
Gujarat | 77.25 | ST- 67.75 |
Goa | OBC- 68 | |
Himachal Pradesh | ST- 83 | |
Haryana | 83 | |
J & K | 86.25 | |
Jharkhand | 83.5 | |
Kerala | OBC- 81 | |
Madhya Pradesh | 73 | SC- 74.5 |
Maharashtra | 73 | ST- 69.50 |
Manipur | OBC-70.25 | |
Meghalaya | ST- 73.50 | |
Odisha | 86.75 | |
Punjab | 81.25 | SC- 70 OBC-79.75 |
Rajasthan | 83.25 | EWS- 83.25 |
Karnataka | 64.75 | |
Telangana | 68.25 | |
Uttar Pradesh | 79 | OBC- 79 SC- 70.75 ESM- 56 |
Uttarakhand | ||
West Bengal | 87.75 | SC- 80.25 |
Tamil Nadu | OBC- 63.25 | |
Tripura | 80.25 | ST- 71 |
Sikkim | 41 | |
Lakshadweep |
A
Contributor-Level 10
When IBPS Clerk 2025 exam will be conducted?